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Getting Started

What is Harvey AI?
Harvey AI is your intelligent dividend research assistant. It helps you analyze dividend stocks, compare ETFs, track ex-dividend dates, and make informed income investing decisions. Simply ask questions in plain English and get instant, data-driven answers.
How do I start using Harvey?
Just type your question in the chat box on the home page. You can ask things like "What are the best dividend ETFs?" or type a ticker symbol like "SCHD" to get instant analysis. No account is required to start, but signing up unlocks more features.
Is Harvey AI free to use?
Yes! Harvey AI offers a free tier with limited daily messages and basic dividend data. For unlimited access, advanced analytics, and premium features, you can upgrade to our Plus or Pro plans. Visit our Pricing page for details.

Using Harvey Chat

What questions can I ask Harvey?
You can ask about dividend yields, payment schedules, dividend history, stock comparisons, ex-dividend dates, payout ratios, dividend growth rates, and get recommendations based on your investment goals. Harvey understands natural language, so just ask like you would a financial advisor.
How do I get the best results?
Be specific with your questions. Instead of "good stocks," try "monthly dividend ETFs with yields above 5%." You can also include context like "I'm looking for income investments for retirement." The more details you provide, the better Harvey can help.
Can I upload documents for analysis?
Yes, Plus and Pro subscribers can upload images and documents for analysis. This is great for analyzing earnings reports, dividend announcements, or portfolio screenshots. Click the plus icon in the chat input to attach files.

AI Podcasts

What are AI-generated podcasts?
Harvey can turn any dividend topic into a personalized audio podcast. Just ask Harvey to "generate a podcast" about a stock, ETF, or investing topic, and it will analyze the data, write a script, and convert it to audio you can listen to right in the chat.
What podcast lengths are available?
There are three podcast lengths: Quick (~1-2 minutes) is available on all plans including Free. Standard (~3-5 minutes) is available on Plus and Pro plans. Deep Dive (~8-10 minutes) is exclusive to Pro subscribers. You can change your podcast length by clicking the settings icon next to the chat input.
How do I generate a podcast?
Simply ask Harvey to generate a podcast in the chat. For example, try "Generate a podcast about top dividend stocks for 2025" or "Create a podcast about SCHD." Harvey will show you real-time progress as it analyzes data, writes the script, and converts it to audio.

Account & Billing

How do I create an account?
Click "Sign up" in the top right corner. You can register using your email address - we'll send you a one-time code to verify. No password required! You can also sign up through Google or Apple for faster access.
How do I upgrade my plan?
Go to Settings > Subscription or visit our Pricing page. Select the plan you want and complete the checkout. Your new features will be available immediately. You can upgrade, downgrade, or cancel at any time.
How do I cancel my subscription?
Go to Settings > Subscription and click "Cancel Subscription." You'll keep access to premium features until the end of your billing period. We don't offer refunds for partial months, but you can resubscribe at any time.

Frequently Asked Questions

Why should I switch from Yahoo Finance / Google Sheets?
Those tools give you raw data. You still have to do all the analysis yourself. With Harvey, you ask a question in plain English and get an expert answer. Try asking Yahoo Finance to analyze your dividend cut risk—it can't.
Is my data secure?
Absolutely. Your portfolio data is encrypted and stored securely. Harvey's AI runs on enterprise-grade Azure infrastructure, and we never use your data to train models or share it with third parties.
What if I just need the free version?
That's completely fine! Our free tier is designed to be genuinely useful, not a frustrating teaser. Use it as long as you like. When you're ready for more, we're here.
How is this different from ChatGPT?
ChatGPT is a general-purpose AI—it doesn't have access to real-time dividend data, can't generate audio podcasts, doesn't show reasoning steps specific to financial analysis, and can't create interactive stock cards and comparison charts. Harvey is purpose-built for dividend investing.
$29.99/month for Pro seems expensive
Consider what you're getting: unlimited AI analysis, real-time data, ML-powered predictions, API access, and deep dive podcasts. A financial advisor charges hundreds per hour. Pro pays for itself with a single avoided dividend cut or discovered opportunity.
Can I try Pro before committing?
Start with our free tier—you'll immediately see the quality of Harvey's analysis. When you're confident in the value, upgrading takes one click.

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